Graduation Speech: Follow Your Dreams -- Graduation Speech, Commenceme

Good evening. I would like to begin my speech with a story by Gary Barnes that contains the same message that I want to speak about tonight. Once upon a time, there was a large mountainside, where an eagle's nest rested. The eagle's nest contained four large eagle eggs. One day an earthquake rocked the mountain causing one of the eggs to roll down the mountain to a chicken farm, located in the valley below. The chickens knew that they must protect and care for the eagle's egg, so an old hen volunteered to nurture and raise the large egg. One day, the egg hatched and a beautiful eagle was born. Sadly, however, the eagle was raised to be a chicken. The eagle loved his home and family, but his spirit cried out for more. While playing a game on the farm one day, the eagle looked to the skies above and noticed a group of mighty eagles soaring in the skies. "Oh," the eagle cried, "I wish I could soar like those birds." The chickens roared with laughter, "You cannot soar with those birds. You are a chicken and chickens do not soar." The eagle continued staring at his real family up a...

Balance Sheet and Regulatory Features Paper

Financial institutions offer a wide array of services that vary in terms of transactions, clients, packaging, volume and other parameters. Among them are the investment securities firms, banks and insurance companies. In general, they all â€Å"perform the essential function of channeling funds from those with surplus funds to those with shortages of funds† (Saunders & Cornett, 2003). Then as they progress with their respective financial products, services, and target markets, then their roles in the financial world become more apparent. Investment Securities FirmsInvestment securities firms act as brokers and sell securities such as company stocks, commercial papers and promissory notes as well as government-issued treasury bills. â€Å"[They] assist individuals who want to purchase new or existing securities issues or who want to sell previously purchased securities† (Melicher & Norton, 2003). Full service of these firms for individual clients would include doing rese arch on securities available for them to invest in and rendering advisory services by giving clients timely information and recommendations based thereon (Saunders & Cornett, 2003).These they do also for corporate clients that park some of their idle company funds in securities – both fixed-income securities and stocks. These firms charge commission and service fees for their services, and this is basically how they generate their income. Depository Institutions While investment securities firms are non-depository institutions, those that are designated as depository institutions can accept deposits from retail savers. They include banks, savings institutions and credit unions (Saunders & Cornett, 2003).While non-depository institutions plainly act as intermediaries of funds from the sources (the investors and the savers) to the users (the companies needing additional working capital to fund their operations, etc. ), depository institutions can act both as intermediaries and as custodians of the money entrusted to them. When an investor goes to an investment securities firm to either buy stocks or to put some money in commercial papers, they know that their money is placed in the company that issued the securities (stock or debt instruments).They will therefore be concerned with the financial well-being of the securities issuer, and not so much the investment securities firm. This is because the company primarily responsible for the safety of the value and the income of their money is the same company that issued the securities they invested in. In contrast, when an investor goes to a depository institution like a bank to leave their money there for safekeeping until they would need to use it or to invest it elsewhere, the same investor is placing his trust and confidence in the depository institution.He, therefore, believes that the institution is financially sound and that putting his money in their custody is a safe move. The institution, in turn, ac cepts the deposits and stands to be responsible for them. In behalf of their depositors, then, they invest the pooled deposits elsewhere and lend them to qualified borrowers. Financial Intermediaries Financial intermediaries generally include banks, investment securities firms, investment banks, insurance companies and pension funds.They are grouped into three categories: the depository institutions (banks), the contractual savings institutions (insurance companies) and investment intermediaries (mutual funds). These entities stand between the lender-savers and the borrower-spenders and facilitate the transfer of funds from one to the other. (Mishkin, 2001) They receive money and pass them on as investments, subject to their respective agreements or transaction contracts with their clients.

Personality And Organizational Leadership Tests - 2358 Words

Each individual possesses his or her own unique set of skills and behaviors which influence interaction within an organization. Strengths, weaknesses, priorities, and values all may come into play when defining how we do our jobs and what we seek to fulfill us in our careers.Through the course of this paper, I will analyze the results of a number of personality and organizational leadership tests, and report how they apply to my actions and viewpoints within the workplace. I describe my discovery that each day should be an opportunity to learn new aspects of ourselves and grow to be the best for individuals and humble servants possible. Where I believe we are only human, imperfect and selfish, our ambitions should always flourish to emulate the devotion and love that Christ holds for His people. With the perfect model before us, our guidelines to behavior within an organization may be based in morality, fortitude, benevolence and strength. Very good Step 1: Self-Assessment Using a number of self-assessment tests I was engaged to gauge my opinions, preferences, emotions, and other criteria dealing with organizational behavior. Where some questions seemed repetitive and blatantly negative, I was able to make a number of realizations regarding myself in an organizational framework. What follows is my attempt to relay and stratify this knowledge of my personal discoveries from the self-assessment tests I completed. Good introductory paragraph What About Me?Show MoreRelatedHow Personality Traits and Leadership Styles Influence Organizational Leadership1288 Words   |  6 PagesIntroduction of findings Researchers correlate effective organizational leadership with certain characteristics. 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